Just wanted to know if pet insurance was worth it? I have been surfing around and looking but I am not impressed with anything I see. Since I am now adding a larger dog with larger medical expenses i thought it might be a good idea. Seems to me that you have to pay upfront and then submit a claim....do they really pat it? Also most have clauses that don't cover congenital problems or elective procedures. So a costly hip surgery or a preventive gastropexy are not covered. So what does everyone think? And if you have it - have you used it? Just Wondering
Timmie