Lyn, I'm really sorry this is happening to you right now. I've never had a vehicle stolen, but I did have one burglarized, then torched. I had just moved back to Ontario from BC, and my very first car - a 1990 Chev Sprint - was in the care of some friends of mine who were trying to sell it for me. Some kids (I assume they were kids because adults would have chosen a car with more stealable stuff) broke into my car, stole my radio, new shifter knob (it was really cool) and some other stuff, then torched the thing! I was so upset when my friend told me about it I cried, I loved that car! Anyways, the kicker is, that because I was out of province and trying to sell the car, I only had Liability insurance on it, so nothing was covered. I even had to pay to have it towed to the auto wreckers.