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Messages - ratdog

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16
Smaller Sibling Discussion & Pictures / Re: Introducing...
« on: February 22, 2008, 10:11:29 pm »
They are cute. Pretty actually.

How about Zig and Zag?

17
Anything Non-Dog Related / Re: I have another BIG interview
« on: February 22, 2008, 10:02:46 pm »
I'm so sorry it didn't work out. I know this sounds lame at a time like this but I will pray for you.

18
Group Discussions & Photos / Re: Our Dogs: Then and Now
« on: February 22, 2008, 09:05:15 pm »
All of the pups are beautiful. They all look like snuggle bunnies!

Here is Cody at 10 weeks old, the day after we got her.



Cody at 3 months ...



Cody now (20 weeks) ...




19
Doberman Discussions / Re: Cody's Antics
« on: February 21, 2008, 09:41:25 pm »
LMAO!
Whoever opens that bill for processing will be telling that story to the family that night. See, not only do our BPs bring joy to our lives, they can enrich the lives of total strangers. Way to go, Cody!
Stella

People who don't have dogs must have dull lives. Way too predictable.

20
Doberman Discussions / Cody's Antics
« on: February 21, 2008, 12:51:58 pm »
This is something out of a Charlie Brown show. It goes with, "Where's your homework?" "My dog ate it." I was paying bills and had to go up front to see mom about something (I forgot it was her birthday today. I'm so ashamed. I'm taking her out for dinner tonight - anywhere she wants to go. :^) and left everything on the breakfast room table. I thought I'd pushed it far enough from the edge to keep Cody away from it. Well, I came back and could not find the payment stub to one of my bills. I looked all over the table several times and was looking around on the other table when my mom came in and I told her what was going on. We were talking about what I could have done with it (I'm forever misplacing stuff - I misplaced my cell phone TWICE yesterday, sigh) when I looked down at Cody and saw PART of the payment stub at her feet and her little mouth was just a chomping. I picked up what was left (fortunately the more important part of it) and got the rest of it out of her mouth. We were laughing so hard. I put a note on the left over portion of the stub that my puppy had eaten the other part. I'd like to see the expression on the face of the person who processes it. :^)

My sweet Cody. Doesn't she look so innocent? Here she is at the table - again!




21
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 21, 2008, 12:41:03 pm »
We use VPI pet insurence and it is the best thing we could have done.  You pay upfront, and then you fax the reciept ad the dr. appt why he was there thing, and they send you your money;  BUT...they claim they don't cover certain things, although they do. Jazmine got papaloma virus from another dog,  and they said they would cover nothing. But i send in the form anyway, and i got ALL $600 back from them.  So don't be afraid to send it anyway.  I would highly recommend them, they are great. They actually now cover 100% of spay/neuter, yearly exam, dental or hearworm, and more.  I would highly recommend them!

I went with VPI. My vet also recommended them as well. Do you know if there is a waiting period from the time you sign up to when you can use the insurance? I don't see anything about that on the website.

22
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 19, 2008, 06:26:15 am »
We use VPI pet insurence and it is the best thing we could have done.  You pay upfront, and then you fax the reciept ad the dr. appt why he was there thing, and they send you your money;  BUT...they claim they don't cover certain things, although they do. Jazmine got papaloma virus from another dog,  and they said they would cover nothing. But i send in the form anyway, and i got ALL $600 back from them.  So don't be afraid to send it anyway.  I would highly recommend them, they are great. They actually now cover 100% of spay/neuter, yearly exam, dental or hearworm, and more. I would highly recommend them!

The person I talked to said that they only pay up to $75/year on heartguard/flea&tick. My vet recommended them so I'll try them for the time being. I can always switch if I want to.

23
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 19, 2008, 04:21:16 am »
I'm looking at PetPlan. They do cover problems that are on-going without a lifetime "ceiling"  on what they pay out. It is expensive, though. $40 to $50 a month. They cover up to $20,000 a year then it starts over for the next year. The Gold Plan is $490 a year and covers theft and loss of pet. That is with a $100 deduct and 20% copay. (You can choose several variations of the deduct and copay) The deduct is not for each time you take them to the vet but say if they broke a leg it would be for the initial visit only.

But they do not cover routine (yearly) stuff.

24
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 19, 2008, 04:19:48 am »
I'm looking at PetPlan. They do cover problems that are on-going without a lifetime "ceiling"  on what they pay out. It is expensive, though. $40 to $50 a month. They cover up to $20,000 a year then it starts over for the next year. The Gold Plan is $490 a year and covers theft and loss of pet. That is with a $100 deduct and 20% copay. (You can choose several variations of the deduct and copay) The deduct is not for each time you take them to the vet but say if they broke a leg it would be for the initial visit only.

25
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 19, 2008, 04:06:59 am »
... I almost got some for Daphne but since I didn't know her history I didn't think I would be able to get any, and now with the looming possibility of a heart issue I'm probably totally out of luck!!!!

Unless the vet has seen her about it you should be ok ... as long as you have the policy before the vet diagnoses her.

26
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 19, 2008, 03:54:27 am »
I just don't know if it would be better to go the preventative route or the hereditary route. It is appealing to have have the yearly stuff taken care of and at the same time to think that what if a hope replacement was needed. That would be a lot of money.

How much is your policy?

27
Treatment & Preventative Meds / Re: Question about puppy insurance
« on: February 19, 2008, 03:41:24 am »
We use VPI pet insurence and it is the best thing we could have done.  You pay upfront, and then you fax the reciept ad the dr. appt why he was there thing, and they send you your money;  BUT...they claim they don't cover certain things, although they do. Jazmine got papaloma virus from another dog,  and they said they would cover nothing. But i send in the form anyway, and i got ALL $600 back from them.  So don't be afraid to send it anyway.  I would highly recommend them, they are great. They actually now cover 100% of spay/neuter, yearly exam, dental or hearworm, and more.  I would highly recommend them!

The preventative stuff is great and would save about $300 to $350 a year (actually the cost of the plan) but I'm thinking of what if she got a hereditary condition. Wouldn't that really break the bank? Just curious. I looked at the VIP website and did not see where they covered that type of problem.

28
Treatment & Preventative Meds / Question about puppy insurance
« on: February 18, 2008, 06:52:05 pm »
There seems to be 2 types of insurance out there. One that pays for preventive health and not hereditary stuff and another that pays for hereditary stuff but not preventive stuff. I'm leaning towards the second type. That would cover the most expensive treatment.

I was just wondering if anyone out there has puppy insurance and what their experience has been with it or if you know of anyone with it and their thoughts about it.

Terri

29
Once you get a pet, they are as much a part of your schedule and your family as anything or anyone else. Why don't people realize that?

30
I spoke with a cop last night and he said that if I get a license plate number then report it.  As it is, I'm just gonna try to keep us out of sight. Until the back yard gets fixed I'll take her to my vet's or friend's houses to play. She seems to be getting used to going to the bathroom in the back yard.

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